The Ocean Tax method
Legado Sartorial
It is the integrated Ocean Tax method for family companies that need to coordinate tax, accounting, wealth, governance and succession in a single plan.
- Who is in the account
- Company, partners and family
- How it is built
- One company at a time, bespoke
- How the fronts come in
- As the plan requires, under one coordination
The cloth chosen before the cut.
The name
Two words, and both say the same thing.
Legado. For those building something meant to outlast them. What is planned here does not fit in a quarter: it is the structure the heirs will receive, with partners and a living company inside it.
Sartorial. Like the great tailors, who take the measurements before cutting. Every structure is designed for one family and its businesses, which is why it fits them.
A company built over years does not fit into an off the shelf solution.
In a family company, tax, accounting, wealth and succession are not separate decisions. Legado exists to coordinate them in a single plan.
- 01
How it starts
By taking the measurements.
The team opens the tax, corporate and wealth structure and maps what exists today before recommending anything. It is the step that decides everything else, and where the opportunities already sitting there show up.
- What the team does
- Opens the tax, corporate and wealth structure of the company, the partners and the family.
- What you get
- Every opportunity with its legal grounds, the estimated return, the risks to the family assets and the room to reduce tax debt, plus the action plan in order of priority.
- 02
The method
Five fronts, designed at the same table.
Hired separately, they trip over each other: tax planning moves the structure wealth planning has just set up, and accounting finds out about both afterwards. In Legado they are born together, looking at company, partners and family at once.
- 01
Tax Credit Recovery
To review what was already paid
A review of the last 60 months of financial statements: credit that was never claimed and tax paid when it was not due.
- 02
Tax Planning and Reform
To decide before the filing
Scenarios compared across regime, corporate structure, contracts and prices, with the effect of each route calculated before the decision.
- 03
Wealth and Succession Planning
To organise ownership and succession
The legal structure that separates the risks of the operation, with a partners agreement, family governance and succession written before anyone needs it.
- 04
Corporate Accounting
To carry out what was decided
The tax, bookkeeping and payroll routine with management reporting: it turns the plan into routine and the number into a decision.
- 05
Tax Debt Management
To handle the debt and the cash together
An audit of the charge, a comparison of the negotiation and defence routes available, and a payment schedule the company can carry.
- 01
- 03
What comes next
Carrying it out follows the scope under contract.
The plan sets the order of the decisions, the documents required and the responsibilities. The technical design belongs to the team responsible for each front, and carrying it out follows the contracted scope for 24 months.
What rests on a verbal agreement today has to become a written rule before the conflict.
I
The tax bill has never been reviewed.
Regime, corporate structure and classification decide what the company pays, and they keep deciding while nobody opens them.
II
The company and the assets are mixed together.
Personal assets carrying the risk of the business. One dispute between partners or inside the family reaches everything that was built.
III
Succession exists only in conversation.
Who decides, who receives and who answers for it are settled verbally. On the day the rule is needed, it has to be in writing.
Who it is for
It fits a specific company.
Companies under Simples Nacional stay out of this design, and so do companies still setting up the operation: the structure the method works on is not there yet.
It is for you if
- Lucro Real, with the structure and margin to restructure.
- Strategy over this month savings.
- Cutting tax within the law.
- A generational view, not only the current year.
It is not for you if
- Looking for loopholes or shortcuts.
- Not willing to invest in structuring.
- Wants to cut tax without looking at the consequences.
Common questions
Is Legado Sartorial another Ocean Tax service?
It is the method, not an item on the list. Whoever hires a single front gets that front done well. In Legado all five are designed together, under one coordination, because corporate structure, tax and succession move each other: changing one without looking at the other two usually costs more later.
How much does it cost?
The scope changes with each company, so the figure comes in the proposal, after the first conversation, once we can say what the structure requires. A list price before looking at the company would be a guess.
Do I need to change accountants?
No. If the company already has an accountant, they stay. Management accounting is one of the fronts and only comes in if you want it to: much of the work at Ocean Tax arrives through referrals from accounting firms, and losing an accountant trust costs more than winning one accounting contract.
How long until results show up?
The first opportunities come out of the initial mapping, each one with its own numbers. Implementation depends on what the structure requires: corporate restructuring and succession take months, and what the team follows afterwards is whatever the contract covers, for up to 24 months. Anyone promising it all solved in weeks is selling something else.
My company is under Simples Nacional. Can we do it?
No. That regime is already simplified and the room for review is narrow: the method works on a structure Simples does not have. Ocean Tax serves companies under Lucro Real and Lucro Presumido.
The first conversation
What depends today on a decision the company or the family has not organised yet?
The conversation is there to understand the company, the partners and what has been tried before. It is where the scope and the figure come from, and both change from one company to the next.